I love everything about Chester County . . . the rolling hills of Highland Township, to the wonderful wooded paths of Marsh Creek, the wonderful fall colors, the snow we get, the wonderfully rich culture and history that exists here,the people . . . everything! That is why my wife and two young sons, Logan and Grayson, have made our home here.
Because I know and love the area so much, I feel confident in the services I can offer to you as your personal contact for real estate in and around the Chester County area. As a Realtor and Buyer’s Specialist, I will personally guide you through the process of locating, evaluating and negotiating properties that meet your needs.
I joined the Cindy Dickerman Team in February of 2007 as a Buyer’s Specialist and Marketing Director. I have a Bachelor of Fine Arts in Graphic Design from Arcadia University and an Associates Degree in Graphic Design from the Art Institute of Philadelphia. My background in marketing, graphic, web and interactive design adds a fresh wind of creative energy to the Cindy Dickerman Team. I also bring a deep desire to serve the community, which fits right in with the passion that the Cindy Dickerman Team lives by.
I have been a resident of Chester County for 23 years, graduating from Downingtown High School in 1997. i currently reside in Coatesville with his wife and 2 young sons. My family and I enjoy boating in the summer and hanging out at the family pool, and skiing and playing games in the winter. I am also very active in my home church, leading music worship as well as co-leading the “Young Marrieds Ministry” there.
To learn more about me, please visit my personal website at http://www.lagardefamily.com/. I invite you to check out my photo and video album found on the right hand navigation. I look foward to meeting your real estate needs!
Chester County, Downingtown, Exton, West Chester
Comprehensive Real Estate Services in Pennsylvania, New Jersey and Delaware
Our mission at The Daniel Robins Realty Team is about serving our clients ethically, professionally and diligently so that they feel inclined to refer us to their friends, family and coworkers.
Ethically- We act and negotiate in our clients best interest and above the interests of others or ourselves.
Professionally- We provide results in a timely professional manner with emphasis on research, marketing, and correspondence.
Diligently- We work with vigor to meet and surpass our clients’ needs during the transaction and beyond its completion.
The Daniel Robins Team
Voted the #1 Team In Chester County
The Paul Lott Real Estate Team
Your Delaware Valley Real Estate Resource
A Winning Experience
The Paul Lott Real Estate Team combines the experience of successful business professionals to provide clients with the highest level of service throughout the residential real estate transaction.
In addition to being successful real estate agents, we are investors, operations directors, marketers, accountants, customers service experts, and have personally experienced corporate relocation.
We offer our clients the benefits of team coverage, superior negotiation skills, and a thorough understanding of the contracts. This knowledge protects our Buyer and Seller Clients throughout the transaction.
I bring more than 17 years of mortgage lending experience to your table. I have worked in the Financial Industry for over 26 years and my backgrounds of finance and upper management in the Auto industry as well as the Insurance industry made a very smooth transition to mortgages. I serve the greater Philadelphia area and I am also licensed in Delaware, New Jersey and Maryland.
I will Customize a program specifically tailored to your needs, making sure you are comfortable with the financing you choose. Guaranteed Rate provides a wide variety of products that allows for this to happen. We combine our extensive programs with my years of experience so you will be very satisfied and experience a smooth mortgage process.
I stay in contact throughout the year to be there when life changes.
I will provide 3 things for you:
1. I will consult with you to find a mortgage that best fits your needs,
2. I will negotiate the best rate and,
3. I will oversee the details to ensure a smooth and hassle-free process.
Mortgage Originator Interview Q&A’s
1. How long have you been in the mortgage business and what inspired you to get into it?
I have been in the home mortgage business for 17 years. This was an easy segway from the automotive finance and Healthcare Insurance industries in which I previously worked. I take pride in assisting people achieve the American dream of home ownership. Whether helping existing home owners achieve their goals when refinancing, or making sure first-time home buyers are properly educated and informed about their first home purchase loan, I take satisfaction in assuring all my clients have the right loan that fits their personal situation. The satisfaction of educating the first time home buyer so they understand what is involved with buying that first home, knowing the different loan programs available to them such as FHA or VA or the no down payment USDA loan and having their financial house in order before they look for a home makes their mortgage experience a happy one. This is my goal.
2. What advice would you give new or first time home buyers?
Most first time buyers need education and guidance. The pre-approval process is crucial and sitting down face to face with an experienced mortgage person is essential for a successful purchase of that first home. Education in mortgage payments, down payment, interest rates, closing costs and loan options are all a necessary part of being prepared and making a good decision. The time to review your financing options is before shopping for that next home so you know how much you “want to afford”. This will allow you time to consider all your options and be well prepared when you find your dream home. Satisfaction will be guaranteed.
Let’s face it. Buying or Selling a Home can be overwhelming. There are so many questions, so many decisions.
Perhaps you don’t know where to start. Information abounds, but what you need is sound advice. You need someone to guide you through the maze.
Ann Byer can help to make this process painless. And you get to choose the amount of input.
From showing you houses you have found on your own to helping you to find the perfect neighborhood for your family, Ann is there to help. Friendly, smart, thorough & caring.
Your search for help is over. What ever your real estate needs might be, Ann Byer Real Estate is the place to start.
Get to know Ann:
I’d like to introduce myself to you. I’m Ann Byer with Keller Williams Real Estate
in Exton and I have proudly lived in Chester County, Pennsylvania for the last 20
years. I grew up in Bethlehem so Pennsylvania has been my home most of my
I started my career as an engineer after graduating from Lehigh and
transitioned after getting an MBA to project management which I found to be a
great ﬁt for me – juggling lots of balls and making sure things got done on
time and under budget. This lead me to a position with a residential builder
where I discovered I loved residential building and real estate. After a hiatus
raising my three wonderful children (my favorite job of all time), I began my
residential real estate career. In this role I have found my passion, where I can
integrate my skills in project management, marketing and negotiation for the
beneﬁt of my clients. I work full time and love what I do, especially helping to
demystify the process.
I pride myself in providing all of my clients with personable, accessible,
resourceful, and efcient service in order to make the home buying and selling
experience smooth and rewarding. And having a few laughs along the way
makes the process more fun. I think you’ll ﬁnd me to be easy to approach.
A successful real estate transaction depends upon the strength of relationships
as well as the ability to navigate complex decisions. I provide my clients with
all the information necessary to assist them in making the best real estate
investment decisions. My knowledge of the industry and familiarity with the
area allow me to provide my clients with the best representation possible.
I am thrilled to provide you with valuable information on selling your home.
Give me a call or let me know what questions you might have and I’ll be sure to
answer them in an upcoming column.